Coral Harbor
Villas
Stack: HOA $6,365.76/yr ($1,591.44/qtr, including the $100/qtr food & beverage prepay) + Naples Reserve CDD $1,386.87/yr on the county tax bill.
≈$7,753/yr
all-in incl. CDD
Naples · Naples Reserve — Neighborhood by Neighborhood
Naples Reserve HOA Fees by Neighborhood
Naples Reserve keeps it simple: one association, no master layer, no club membership to buy. The HOA fee is set by neighborhood — from $1,591.44 a quarter in Coral Harbor to $1,971.58 in Parrot Cay, with a $400-a-year food and beverage prepay already inside every figure. The second cost never arrives as a bill at all: the Naples Reserve CDD sits on the county tax bill, priced per neighborhood in the district’s adopted FY2027 budget.
Below is every neighborhood with its complete total — HOA plus CDD — lowest first. When you are closing in on a specific home, we confirm its exact figures with the association before you buy — send us a message, or call or text (239) 216-2016.
≈$7,753/yr
Lowest complete total
Coral Harbor — HOA $6,366 + CDD $1,387
≈$9,101/yr
Typical neighborhood
The middle of the 11 neighborhoods, HOA + CDD combined
≈$9,780/yr
Highest complete total
Parrot Cay — HOA $7,886 + CDD $1,894
Basis: the association’s approved 2026 budget (per-neighborhood fees, food & beverage prepay included) and the Naples Reserve CDD’s adopted FY2027 assessments, checked November 2026.
How to read this page
• Every figure is the complete total — the neighborhood HOA fee plus that neighborhood’s CDD assessment. The CDD is not billed by the association; it appears on the county tax bill, and it is inside every total on this page.
• There is one association and no master layer. The quarterly HOA fee is maintenance, reserves and your neighborhood’s landscaping share — plus a $100-a-quarter food and beverage prepay ($400 a year), already included in every figure here.
• No club layer exists. There is no membership to buy, no initiation and no golf dues — the Island Club amenities are carried by the HOA fee itself.
• A word on the CDD, because one third-party site gets it wrong: Naples Reserve does carry a CDD. The district publishes its own assessment tables and adopted budgets; the figures here come from the district’s adopted FY2027 budget, priced per neighborhood.
The neighborhoods — lowest fee first (11)
Mallard Point
Stack: HOA $7,007.48/yr ($1,751.87/qtr, including the $100/qtr food & beverage prepay) + Naples Reserve CDD $1,372.97/yr on the county tax bill.
≈$8,380/yr
all-in incl. CDD
Egret Landing
Stack: HOA $7,172.68/yr ($1,793.17/qtr, including the $100/qtr food & beverage prepay) + Naples Reserve CDD $1,546.59/yr on the county tax bill.
≈$8,719/yr
all-in incl. CDD
Savannah Lakes
Stack: HOA $7,275.40/yr ($1,818.85/qtr, including the $100/qtr food & beverage prepay) + Naples Reserve CDD $1,633.39/yr on the county tax bill.
≈$8,909/yr
all-in incl. CDD
Half Moon Point
Stack: HOA $7,258.44/yr ($1,814.61/qtr, including the $100/qtr food & beverage prepay) + Naples Reserve CDD $1,720.21/yr on the county tax bill.
≈$8,979/yr
all-in incl. CDD
Sutton Cay
Stack: HOA $7,276.68/yr ($1,819.17/qtr, including the $100/qtr food & beverage prepay) + Naples Reserve CDD $1,824.37/yr on the county tax bill.
≈$9,101/yr
all-in incl. CDD
Canoe Landing
Stack: HOA $7,438.12/yr ($1,859.53/qtr, including the $100/qtr food & beverage prepay) + Naples Reserve CDD $1,928.54/yr on the county tax bill.
≈$9,367/yr
all-in incl. CDD
Crane Point
Stack: HOA $7,438.12/yr ($1,859.53/qtr, including the $100/qtr food & beverage prepay) + Naples Reserve CDD $1,928.54/yr on the county tax bill.
≈$9,367/yr
all-in incl. CDD
Bimini Isle
Stack: HOA $7,438.56/yr ($1,859.64/qtr, including the $100/qtr food & beverage prepay) + Naples Reserve CDD $1,928.54/yr on the county tax bill.
≈$9,367/yr
all-in incl. CDD
Sparrow Cay
Stack: HOA $7,791.40/yr ($1,947.85/qtr, including the $100/qtr food & beverage prepay) + Naples Reserve CDD $1,720.20/yr on the county tax bill.
≈$9,512/yr
all-in incl. CDD
Parrot Cay
Stack: HOA $7,886.32/yr ($1,971.58/qtr, including the $100/qtr food & beverage prepay) + Naples Reserve CDD $1,893.80/yr on the county tax bill.
≈$9,780/yr
all-in incl. CDD
← All 55 communities — the Naples HOA fees hub · Naples Reserve community guide · Homes for sale in Naples Reserve
Looking at a home in Naples Reserve?
Call or text (239) 216-2016
Tell me the neighborhood — I’ll confirm its exact current figures with the association, CDD included, and walk you through the real numbers — or send us a message.
Michael O’Reilly · Broker Associate · Downing-Frye Realty, Inc.