Miromar Lakes · Fort Myers — Village by Village

Miromar Lakes HOA & CDD Fees by Village

Miromar Lakes charges every home the same master — $2,300 a quarter ($9,200 a year) — and every home also pays the Miromar Lakes CDD on its county tax bill: $1,305.08 to $2,856.44 a year depending on its village’s class, from the district’s adopted fiscal-2027 budget, which prices all 39 villages. What varies is the village layer in between — and village dues are published nowhere, so they can only be read off current listings.

Below are the six villages we could price completely — village fee, master and CDD combined, lowest first — plus the full CDD schedule in the panel, so even an unpriced village’s tax-bill layer is exact. The Beach Club and lake amenities sit inside the HOA; golf is optional and never in these figures. Closing in on a specific home? We confirm its exact village fee before you buy — send us a message, or text or call (239) 216-2016.

$9,200/yr
The master
Every Miromar Lakes home — $2,300/qtr (the prior $1,990/qtr rate is superseded)
$1,305–$2,856/yr
The CDD, by class
Adopted FY2027 — priced for all 39 villages, on the tax bill
$25,233/yr
Highest complete stack priced
Mirasol — condo fee + master + CDD combined

Basis: master from 2026 listing disclosures; CDD from the district’s adopted FY2027 budget; village fees from current MLS listings, checked November 2026. Beach Club and lake amenities are inside the HOA — there is no separate mandatory club fee; golf is optional ($140,000 initiation) and excluded. Village fees are priced for 6 of 39 villages; the CDD is priced for all 39.

How to read this page

• Every Miromar Lakes figure has three layers: the village fee + the master $9,200/yr + the CDD on the tax bill. The rows below show all three combined; the CDD class for every one of the 39 villages is in the schedule at the end of this panel.

• The CDD schedule (adopted FY2027, district budget; operations of $739.98/yr is inside every class total): Multifamily (2022) $1,305.08/yr — Bellavista, Bellini, Mirasol, Montebello, Nerano, Ravenna, San Marino, Valencia, Vivaldi · Villa (2022) $1,446.61/yr — Caprini, Montelago, Porto Romano, Portofino, Siena, St. Moritz, Tivoli, Volterra · Single family (2022) $1,588.14/yr — Anacapri, Bellamare, Castelli, Isola Bella, Verona Lago · Single family 2 (2022) $2,083.48/yr — Murano, Positano (south), Solari (north) · Villa 1 (2025) $1,918.56/yr — Costa Amalfi · Villa 2 (2025) $2,311.14/yr — Cassina, Cortona, Navona, Trevi, Villa d’Este · Single family 2 (2025) $2,856.44/yr — Ancona, Bergamo, Lugano, Messina, Salerno, San Lorenzo, Sardinia, Sorrento, Veneto.

• The debt part ends: the 2022-series bonds mature in May 2032 and the 2025 series in May 2035 — after that only the $739.98 operations charge continues.

• Missing on purpose: village fees for the other 33 villages — no village association publishes its dues, and no clean current listing was found for them. Each is named in the CDD schedule above with its tax-bill layer priced exactly; the villages join as rows when the sweep prices their fees.

• One-time charges (from listing disclosures): a $10,000 club fee and a $250 capital fee at purchase. Optional golf membership carries a $140,000 initiation.

The neighborhoods — lowest fee first (6)
Messina
Single-family · New construction
Stack: Village HOA $5,740/yr + primary as listed $8,960/yr = $14,700/yr as listed, + Single family 2 (2025) CDD $2,856.44/yr. Note: this listing enters the primary at $8,960/yr, below the $9,200/yr master cluster — its total is used as listed.
Complete total as listed — village + primary + CDD · Source: MLS listing (single) · Confirmed Nov 2026
≈$17,556/yr
complete incl. CDD
Portofino
Single-family
Stack: Village HOA $1,745.57/qtr = $6,982.28/yr + master $2,300/qtr (the listing’s own total is $16,184/yr) + Villa-class CDD $1,446.61/yr.
Complete total — village + master + CDD · Source: MLS listing (single) · Confirmed Nov 2026
≈$17,631/yr
complete incl. CDD
San Marino
Coach condos
Stack: Village fee $2,100/qtr = $8,400/yr + master $9,200/yr + Multifamily CDD $1,305.08/yr.
Complete total — village + master + CDD · Source: MLS consensus (two listings) · Confirmed Nov 2026
$18,905/yr
complete incl. CDD
Bellavista
Condos
Stack: Condo fee $2,600/qtr = $10,400/yr + master $9,200/yr + Multifamily CDD $1,305.08/yr.
Complete total — condo + master + CDD · Source: MLS consensus (two listings) · Confirmed Nov 2026
$20,905/yr
complete incl. CDD
Nerano
New coach condos
Stack: Total as listed $22,616/yr (HOA $13,656/yr + primary $8,960/yr — the primary sits below the $9,200/yr master cluster and is used as listed) + Multifamily CDD $1,305.08/yr.
Complete total as listed — whole bill + CDD · Source: MLS listing (single) · Confirmed Nov 2026
$23,921/yr
complete incl. CDD
Mirasol
Condos
Stack: Condo fee $3,682/qtr = $14,728/yr + master $9,200/yr + Multifamily CDD $1,305.08/yr. A second listing prints the condo fee at $3,100/qtr — the twice-sourced $3,682 figure is carried, and the sweep settles it.
Complete total — condo + master + CDD; conflict noted on the row · Source: MLS listings (two at the carried figure) · Confirmed Nov 2026
$25,233/yr
complete incl. CDD

Looking at a home in Miromar Lakes?

Call or text (239) 216-2016

Tell me the village — I’ll confirm its exact current fee stack, CDD class included, and walk you through the real numbers — or send us a message.

Michael O’Reilly · Broker Associate · Downing-Frye Realty, Inc.