Mediterra — The Layers & the CDD

Mediterra HOA Fees & CDD by Designation

Mediterra is the most layered fee structure in Naples: a $9,060-a-year master, a neighborhood fee that runs $6,292–$14,400 depending on the village, an Amenities Preservation Fee of $1,900–$2,900, a mandatory club fee of $4,000–$6,400 plus a $1,200 food-and-beverage minimum, a $1,310 Comcast package — and a CDD on the tax bill. Combined, real homes land roughly between $26,000 and $40,000 a year.

The CDD is the one layer priced exactly for everyone, from the district’s own fiscal 2026-27 schedule — so this page leads with it: every parcel designation below, lowest first. The association layers are set out in the panel, with the five neighborhood fees tied to their villages so far. As the monthly sweep ties the remaining neighborhoods’ fees to their names, each village gets its own complete row. Closing in on a specific home? We build its exact stack before you buy — send us a message, or text or call (239) 216-2016.

$9,060/yr
The master
Every Mediterra home — plus the $1,310/yr Comcast package billed with it (coach & villa master $9,148 on the 2026 schedule)
$2,153–$4,915/yr
The CDD, by designation
District FY2026-27 schedule — operations $1,600 flat + debt by parcel, on the tax bill
≈$25,915–$40,273/yr
Complete-stack bounds
The documented layer lows and highs combined — bounds, not two real homes; listings print totals of $23,098–$32,750

Basis: CDD from the Mediterra CDD’s FY2026-27 assessment schedule (a district document); association layers from current MLS listings and the 2026 master & club schedule quoted in listing remarks, checked November 2026. Neighborhood fees are tied to named neighborhoods for only five villages so far — no per-neighborhood complete total is printed until the sweep ties the rest.

How to read this page

• Mediterra’s bill has six layers: master $9,060/yr (coach homes & villas $9,148 on the 2026 schedule) + your neighborhood’s fee ($6,292–$14,400/yr in current listings) + Amenities Preservation Fee $1,900–$2,900/yr by home type + the mandatory club fee $4,000–$6,400/yr + food & beverage minimum $1,200/yr + Comcast bulk package $1,310/yr — and the CDD below, on the tax bill.

• The rows below are the CDD only — the one layer priced exactly for every designation, from the district’s own FY2026-27 schedule: $1,600/yr operations for every home, plus debt service by parcel designation. The debt portion ends as the bonds pay off (about 4 years left on the 2022 series, 7 on the 2013 series); the $1,600 operations charge continues.

• Neighborhood fees priced so far (layers, from current listings): Cabreo $6,292/yr · Villalago $9,440/yr · Porta Vecchio (condos) $12,048/yr · Lucarno $12,152/yr · Calabria (condos) $14,200–$14,400/yr. Every other neighborhood’s fee joins when the sweep ties it — including Brendisi, Medici, Milan, Serata, Terrazza, Cortile, Positano, Bello Lago, Ravello, Amarone, Marcello and the South Phase III villages, whose CDD designations are already priced below.

• The club is mandatory: every new resident must be at least a Lifestyle Member. One-time charges (2026 schedule): a transfer fee to Mediterra of $6,000 + 1% of the sale price; club one-time fees of $62,500–$87,500; and an $8,750 Sports & Beach Club renovation fee for new club members.

• A note on older figures: an earlier draft of this research carried a master of about $6,000/yr. No current listing supports it — the $6,000 in Mediterra’s documents is the one-time transfer charge. The master on this page is the $9,060/yr that current listings agree on.

The neighborhoods — lowest fee first (12)
Coach Homes — Monterosso
CDD designation
CDD: Debt service $553.26/yr + operations & maintenance $1,600/yr — on the county tax bill. The association layers come on top: master $9,060/yr + neighborhood fee + preservation fee + mandatory club (see the panel above).
CDD total — tax-bill layer only · Source: Mediterra CDD FY2026-27 schedule (district document) · Confirmed Nov 2026
$2,153.26/yr
CDD total — tax bill
Coach Homes — Porta Vecchio Bldgs 13–14
CDD designation
CDD: Debt service $606.61/yr + operations & maintenance $1,600/yr — on the county tax bill. The association layers come on top: master $9,060/yr + neighborhood fee + preservation fee + mandatory club (see the panel above).
CDD total — tax-bill layer only · Source: Mediterra CDD FY2026-27 schedule (district document) · Confirmed Nov 2026
$2,206.61/yr
CDD total — tax bill
Coach 1 — Brendisi & Calabria (North)
CDD designation
CDD: Debt service $651.78/yr + operations & maintenance $1,600/yr — on the county tax bill. The association layers come on top: master $9,060/yr + neighborhood fee + preservation fee + mandatory club (see the panel above).
CDD total — tax-bill layer only · Source: Mediterra CDD FY2026-27 schedule (district document) · Confirmed Nov 2026
$2,251.78/yr
CDD total — tax bill
Villas A/B/C — Medici, Milan, Villoresi
CDD designation
CDD: Debt service $744.83/yr + operations & maintenance $1,600/yr — on the county tax bill. The association layers come on top: master $9,060/yr + neighborhood fee + preservation fee + mandatory club (see the panel above).
CDD total — tax-bill layer only · Source: Mediterra CDD FY2026-27 schedule (district document) · Confirmed Nov 2026
$2,344.84/yr
CDD total — tax bill
Villa 2 — Serata, Terrazza, Villalago (North)
CDD designation
CDD: Debt service $874.16/yr + operations & maintenance $1,600/yr — on the county tax bill. The association layers come on top: master $9,060/yr + neighborhood fee + preservation fee + mandatory club (see the panel above).
CDD total — tax-bill layer only · Source: Mediterra CDD FY2026-27 schedule (district document) · Confirmed Nov 2026
$2,474.16/yr
CDD total — tax bill
Villa 1 — Cortile Lots 1–5, Positano (North)
CDD designation
CDD: Debt service $1,092.70/yr + operations & maintenance $1,600/yr — on the county tax bill. The association layers come on top: master $9,060/yr + neighborhood fee + preservation fee + mandatory club (see the panel above).
CDD total — tax-bill layer only · Source: Mediterra CDD FY2026-27 schedule (district document) · Confirmed Nov 2026
$2,692.70/yr
CDD total — tax bill
Villa C — Lucarno, Cabreo
CDD designation
CDD: Debt service $1,376.21/yr + operations & maintenance $1,600/yr — on the county tax bill. The association layers come on top: master $9,060/yr + neighborhood fee + preservation fee + mandatory club (see the panel above).
CDD total — tax-bill layer only · Source: Mediterra CDD FY2026-27 schedule (district document) · Confirmed Nov 2026
$2,976.21/yr
CDD total — tax bill
Manor & Estate Single-Family (South Phase I)
CDD designation
CDD: Debt service $1,850.94/yr + operations & maintenance $1,600/yr — on the county tax bill. The association layers come on top: master $9,060/yr + neighborhood fee + preservation fee + mandatory club (see the panel above).
CDD total — tax-bill layer only · Source: Mediterra CDD FY2026-27 schedule (district document) · Confirmed Nov 2026
$3,450.94/yr
CDD total — tax bill
Manor SF B — Bello Lago, Ravello (South Phase II)
CDD designation
CDD: Debt service $2,183.79/yr + operations & maintenance $1,600/yr — on the county tax bill. The association layers come on top: master $9,060/yr + neighborhood fee + preservation fee + mandatory club (see the panel above).
CDD total — tax-bill layer only · Source: Mediterra CDD FY2026-27 schedule (district document) · Confirmed Nov 2026
$3,783.79/yr
CDD total — tax bill
Estate 1 — Amarone, Marcello (North)
CDD designation
CDD: Debt service $2,247.85/yr + operations & maintenance $1,600/yr — on the county tax bill. The association layers come on top: master $9,060/yr + neighborhood fee + preservation fee + mandatory club (see the panel above).
CDD total — tax-bill layer only · Source: Mediterra CDD FY2026-27 schedule (district document) · Confirmed Nov 2026
$3,847.85/yr
CDD total — tax bill
SF-90 — Felicita, Cellini, Celebrita, Buonasera, Caminetto
CDD designation
CDD: Debt service $2,752.41/yr + operations & maintenance $1,600/yr — on the county tax bill. The association layers come on top: master $9,060/yr + neighborhood fee + preservation fee + mandatory club (see the panel above).
CDD total — tax-bill layer only · Source: Mediterra CDD FY2026-27 schedule (district document) · Confirmed Nov 2026
$4,352.41/yr
CDD total — tax bill
Manor A — Il Cuore Court (North)
CDD designation
CDD: Debt service $3,315.45/yr + operations & maintenance $1,600/yr — on the county tax bill. The association layers come on top: master $9,060/yr + neighborhood fee + preservation fee + mandatory club (see the panel above).
CDD total — tax-bill layer only · Source: Mediterra CDD FY2026-27 schedule (district document) · Confirmed Nov 2026
$4,915.45/yr
CDD total — tax bill

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Michael O’Reilly · Broker Associate · Downing-Frye Realty, Inc.